Media Release: Scottish consumers urged to read the ‘small print’ by money-saving website

LIFE insurance comparison website – – has echoed consumer organisation Which? by advising Scottish customers who are buying insurance to always check the ‘small print’ in a bid to avoid hidden insurance charges.

Car and home insurers have come under increasing fire after hidden charges were highlighted as a means to boost profits following the recession.

A spokesperson from highlighted the importance of taking the time to understand your policy before signing along the dotted line:

“While it’s never been easier or quicker to arrange an insurance policy of your choosing, consumers do need to remember to take a moment to read over the small print.

“Hidden charges are no longer limited to things like cancellations since some providers are now charging clients to make minor changes to their policies such as amending contact details.”

“When it comes to home cover, insurance providers are thought to be charging higher excesses for claims which a more common such as a damage to pipes or roofing.

“Price comparison websites have also been scrutinised for offering quotes on home insurance that are thought to be defaulting to policies with higher excesses, thus allowing for cheaper policy prices to be advertised.

“Subsequently, consumers groups have started reporting an increase in the number of policies being declared void; often in the event that policy details are not updated straight away.”

QuoteBoffin emphasised the importance of discussing your policy with an adviser before committing to buy:

“At, we make sure every enquiry is followed by a phone call from the most appropriate insurance provider based on each customer’s individual requirements.

“Getting a phone call is a great opportunity to really discuss the ins and outs of the policy so you know exactly what you’re getting.

“Understandably many people will be put off by mountains of paperwork and small print which is why speaking to an advisor on the phone allows you to easily ask the questions that are most important to you.”

About QuoteBoffin: is an online insurance comparison website offering life insurance comparison tools that allow users to search the market and procure the best life insurance policies and quotes. was launched in February 2010 and is a trading style of David and Co Consultants Limited.

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Contact: Mhairi MacLeod
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